We started with four clients and a shared conviction: that most financial advice fails not because it’s wrong, but because it’s generic — built for a hypothetical client rather than the one actually in the room.

Fifteen years later, we’ve kept the model deliberately small. Every client works directly with a senior advisor who stays with them for years, not a rotating team learning their situation from scratch each quarter.

We’re independent and fee-based, which means our advice isn’t tied to any product we’re paid to sell. It’s a slower way to grow a firm. We think it’s the only honest one.